Welcome to InvestWell Solutions

These Terms and Conditions (“Agreement”) govern your access to and use of the services, content, and website(s) provided by InvestWell Solutions, a Wyoming-based business and a wholly owned subsidiary of Versatile Enterprises (“Company,” “we,” “us,” or “our”). By using any portion of our website, submitting payment, or entering into service with us, you (“Client,” “you,” or “your”) acknowledge and agree to be bound by the terms herein, as well as by our Privacy Policy and any applicable Service Agreements.

1. Nature of Services

InvestWell Solutions offers business development, strategic consulting, done-for-you infrastructure setup, automation system integration, operations enablement, and client education in the areas of digital commerce, service-based business models, and technical integrations. Services may include branding, website/store setup, CRM configuration, AI tool implementation, recruitment support, standard operating procedures (SOPs), and business management consulting.

We do not offer any financial services, investment vehicles, securities products, or financial planning services regulated under U.S. or international law.

2. Non-Investment and Non-Fiduciary Relationship

• InvestWell Solutions is not a registered investment advisor, broker-dealer, money manager, mutual fund, hedge fund, or legally recognized fiduciary.
• No part of our services, materials, presentations, or consultations constitute financial, legal, or tax advice.
• Any mention of revenue, business growth, or potential profitability is presented solely for educational or illustrative purposes and does not constitute a guarantee or forecast of results.
• Clients are advised to seek their own legal, tax, and financial counsel before engaging in any financial decisions related to business or otherwise.

3. Client Representations and Obligations

By engaging with InvestWell Solutions, you agree that:

• You are at least 18 years old and legally capable of entering into binding contracts;
• You will provide timely cooperation, documentation, and communication as required;
• You are solely responsible for any operational, managerial, or financial decisions made after services are rendered;
• You understand that business ventures carry inherent risk and no outcome can be guaranteed;
• You assume full responsibility for compliance with all applicable local, state, and federal regulations pertaining to your business once delivered.

4. Scope of Work and Deliverables

All services delivered by InvestWell Solutions are documented either in written agreements, onboarding materials, or project portals. Services typically include:

• Business brand development and entity positioning
• Website or digital storefront construction
• Customer acquisition and sales funnel systems
• Automation, CRM, and AI-assisted systems deployment
• Post-launch training and SOP delivery
• Recruitment guidance and hiring documentation

Service timelines and milestones may vary based on package tier and client responsiveness.

5. Payment Terms and Billing

All payments are to be made in U.S. Dollars via approved payment channels. Full payment is generally required in advance unless otherwise agreed upon through a signed Payment Addendum or formal written modification. Accepted methods include debit card, credit card, ACH, or bank wire.

Once onboarding begins, all payments are non-refundable.

Clients agree not to initiate chargebacks or payment disputes without first contacting our billing team at support@investwellsolutions.com and engaging in a good-faith resolution process. Unauthorized chargebacks will be considered a breach of these Terms and may result in account suspension and legal action.

6. Refund Policy

Due to the highly customized and labor-intensive nature of our services, all payments are deemed final and non-refundable once onboarding has commenced.

Commencement of onboarding is defined as:

• A kickoff call taking place,
• Completion or submission of onboarding forms by the Client,
• Assignment of a project manager or team member,
• Any meaningful work started on branding, system setup, or client asset development.

We reserve the right to issue partial refunds prior to onboarding only, and solely at our discretion. Administrative fees and non-recoverable labor expenses will be deducted from any approved refund.

Clients understand and agree that they are purchasing a professional service, not a physical product. As such, results may vary based on numerous uncontrollable factors such as client follow-through, market conditions, timing, or unforeseen circumstances.

We do not guarantee:

• Return on investment (ROI)
• Passive income generation
• Any specific financial or business outcome

Any refund requests must be submitted in writing to support@investwellsolutions.com and will be evaluated within 7–10 business days. Disputes will not be considered valid grounds for public complaints until the formal refund process has been exhausted.

This policy is final and overrides any verbal representations made prior to purchase.

7. No Income Claims Disclaimer

We do not and cannot guarantee specific income results. Any mention of past client performance, testimonials, or illustrative revenue potential is not indicative of future success. We do not endorse any use of our services for speculative or investment purposes.

Clients are responsible for understanding that business outcomes depend on execution, strategy, and uncontrollable external factors.

8. Intellectual Property Rights

All proprietary frameworks, templates, branding assets, website code, automation sequences, and training materials provided by InvestWell Solutions are protected intellectual property. Clients are granted a revocable, non-transferable, non-exclusive license to use deliverables solely for their business operations.

No resale, redistribution, or white-labeling is permitted without written approval.

9. Non-Solicitation Clause

Clients agree not to solicit, hire, or otherwise engage any member of the InvestWell Solutions team (including contractors or subcontractors) for a period of 12 months following the termination of any engagement, unless formally authorized.

10. Limitation of Liability

In no event shall InvestWell Solutions, its officers, employees, affiliates, or representatives be liable for any indirect, incidental, consequential, punitive, or exemplary damages, including but not limited to loss of revenue, data, profits, or business opportunities.

Our aggregate liability shall not exceed the total fees paid by the Client under the applicable agreement.

11. Indemnification

You agree to indemnify and hold harmless InvestWell Solutions and its parent company Versatile Enterprises, its employees, directors, agents, and affiliates from any and all claims, liabilities, damages, and legal fees arising from:

• Your misuse of our services;
• Violation of these Terms;
• Any content you share or publish relating to our services;
• Your breach of applicable laws or third-party rights.

12. Governing Law and Dispute Resolution

This Agreement shall be governed in all respects by the laws of the State of Wyoming without regard to conflict of law principles.

All disputes arising under or related to this Agreement shall be resolved through binding arbitration administered by the American Arbitration Association in accordance with its commercial arbitration rules. Venue for such proceedings shall be in Wyoming. Each party shall bear its own legal fees and costs unless otherwise awarded by the arbitrator.

13. Amendments and Modifications

We reserve the right to modify, amend, or replace these Terms and Conditions at any time. All changes will be effective immediately upon posting. It is your responsibility to review these Terms periodically.

14. Contact Information

For legal correspondence, billing inquiries, or dispute resolution:

InvestWell Solutions
Subsidiary of Versatile Enterprises
📧 support@investwellsolutions.com
📞 332-242-5728
📍 Registered in the State of Wyoming